> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shoppex.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Payouts

> When and how the money reaches you.

Because Shoppex doesn't custody funds, payouts happen on each gateway's own schedule — not
Shoppex's. There is no shared Shoppex balance to withdraw from.

## Per-gateway timing

* **Stripe** — Funds settle to the bank account on your connected Stripe profile on Stripe's
  rolling payout schedule (set in your Stripe dashboard). New accounts typically start on a
  delayed schedule and graduate to faster cycles as volume builds — that's Stripe's policy, not
  Shoppex's.
* **PayPal (SDK)** — Funds land in your PayPal Business balance right after capture. Withdraw
  from PayPal as you normally do.
* **PayPal Friends & Family** — Funds arrive in your PayPal personal balance as F\&F transfers,
  per PayPal's own timing.
* **Cryptomus / Oxapay** — Funds accumulate in your provider balance. Withdraw from those
  providers' dashboards to your wallets or to fiat (where supported).
* **Direct crypto (BTC / LTC / ETH / Lightning)** — Funds arrive at your wallet immediately on
  the chain, once the required confirmations clear. No intermediary holds them.

## Reconciliation

Shoppex tracks every order in your dashboard regardless of which gateway processed it. The
**Orders** page lists each order's gateway, amount, and final status — match those against
your gateway statements when you reconcile.

## Holds and reserves

Holds, rolling reserves, and reverse-flow refunds are gateway-specific and live in each
provider's own dashboard — not in Shoppex. If Stripe puts your account on a reserve, you'll
see it in the Stripe dashboard, and your Shoppex orders continue normally (Stripe just controls
when the funds disburse).